Explore Medicare Advantage

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With these all-in-one plans you’ll enjoy the security of Original Medicare, plus additional coverage and valuable added benefits, all for an affordable or even $0 monthly premium in most areas.

5 Reasons to choose a Medicare Advantage plan


1. Peace of Mind

Medicare Advantage plans come with a limit on out-of-pocket costs, which can make it easier to budget your healthcare expenses more effectively. Once you reach the limit, your plan pays the remaining covered expenses. So there’s no need to worry about any surprises in your bank account.

2. More Coverage

Unlike Original Medicare, these plans cover additional important health needs.
  • 1. Vision
    These plans often cover annual vision exams, a yearly allowance toward glasses or contacts, and a frame allowance for 12-24 months.
  • 2. Dental
    Many plans cover routine dental care, such as cleanings, exams, and x-rays. Some plans even include coverage for more comprehensive dental procedures.
  • 3. Personal Assistance
    Some plans offer programs that help to coordinate exams, answer care-related questions, discuss health changes, and help you live more independently at home.
  • 4. Hearing Aids
    You’ll usually get coverage for hearing aid devices, audiologist visits and ongoing fittings and exams, depending on the plan you choose.
  • 5. Prescription Drugs
    Get built in coverage for your medications for one low premium

3. Extra Benefits

Here are just a handful of the benefits that Humana plans offer.
  • Money back on Part B premium - When you enroll in one of our Part B Reduction plans, Humana will help cover a portion of your Part B premium (often as much as $40 or more per month) in the form of a credit on your social security check.

    When you enroll in one of our Part B Reduction plans, Humana will help cover a portion of your Part B premium (often as much as $40 or more per month) in the form of a credit on your social security check.

  • Go365™ rewards program - Get access to this personalized wellness program that helps you earn rewards for participating in healthy activities like workouts, preventive exams, and more.

    Get access to this personalized wellness program that helps you earn rewards for participating in healthy activities like workouts, preventive exams, and more.

  • SilverSneakers® - Become a member of a fitness program that offers free access to more than 16,000 fitness centers nationwide.

    Become a member of a fitness program that offers free access to more than 16,000 fitness centers nationwide.

  • Home delivered meals - We make it easier to eat well when you’re facing a health challenge with meals dropped off by Humana Well Dine®.

    We make it easier to eat well when you’re facing a health challenge with meals dropped off by Humana Well Dine®.

  • Over-the-counter allowance - When you select a plan with this benefit you’ll get a set amount, in many cases $50 dollars or more per month/quarter.

    When you select a plan with this benefit you’ll get a set amount, in many cases $50 dollars or more per month/quarter.

  • Rides to appointments - Enjoy the convenience that comes with getting a free lift to your doctor’s appointments, procedures, and local pharmacy.

    Enjoy the convenience that comes with getting a free lift to your doctor’s appointments, procedures, and local pharmacy.

  • Telehealth visits - Get coverage for virtual visits with your doctors right from your phone or computer.

    Get coverage for virtual visits with your doctors right from your phone or computer.

Plus many additional benefits!


4. Impressive Savings

There are a variety of ways you can save by enrolling in a Medicare Advantage plan.

Frequently asked questions about Humana Medicare Advantage

Humana Medicare Advantage plans are designed with your convenience in mind

  • All-in-one plans – Unlike your other options, Medicare Advantage Prescription Drug plans combine all your coverage in one, so you’ll only have to worry about managing a single plan. 
  • Virtually no claims to file – Humana pays your doctors and hospitals directly so there is virtually no paperwork
  • A single plan ID card - Your Humana Medicare Advantage Plan ID card is the only card you'll need to show at time of care. 
  • MyHumana 24/7 online access - Register for MyHumana for easy access to information about your coverage, claims, in-network providers, drug costs and more at your fingertips any time you need it. 

With Medicare Advantage plans, rather than pay your medical bills directly, the federal government contracts with Humana to administer your Medicare coverage. They pay us a flat fee. Then we go to work keeping healthcare more affordable so we can pass those savings on to our members in the form of lower costs and added benefits. Humana offers $0 plans in most areas, and in many areas, you will find both $0 HMO and PPO plan options. 

So what’s the catch? Of course, no Medicare plan is completely free. You may still be responsible for paying deductibles and copays for covered services as well as your Part B Medicare premium, which is typically deducted from your social security check each month. 


We know how important it is to be able to see the doctors and specialists you trust. That’s why we’ve built one of the largest networks of doctors, hospitals, and pharmacies in the U.S.

  • Doctors and Specialists – we’ve partnered with many of the nation’s largest hospital systems, specialists, clinics, and primary care providers so you can continue to see the doctors you use today and feel assured you’ll have access to high-quality care should your needs change in the future.
  • No Referrals – On all Humana Medicare Advantage PPO plans and HMO premier network plans you won’t need a referral to see an in-network specialist or hospital.
  • Dentist – with more than 407,000 dentist locations, it’s easy to find a plan that partners with a dentist near you – whether you’re at home or away.
  • Worldwide Emergency Coverage – in a true emergency, your emergency care services will be covered no matter where you are when you need them.

    Confirm Your Doctors and Specialists are in-Network

  • Shop Humana plans that accept your doctors and specialists in three easy steps.
  • Enter the doctors, specialists, and hospitals you want to use
    Compare plans and confirm they are in network.
  • Call or enroll online

In 2019, Humana Medicare Advantage Prescription Drug Plan and Prescription Drug Plan members saved an estimated $7,800 on average on their prescription costs.**

 

Here are just a few of the ways we’re helping our members save on their prescriptions.

  1. Low deductibles and affordable copays – Choose from plans with $0 deductibles and copays as low as $0 - $1 for many covered generic drugs at network pharmacies. Plus, Humana’s broad coverage means there won’t be any surprises at the pharmacy.
  2. Automatic Savings Alerts - Get notified when your medications are available at lower costs with the Maximize Your Benefit® Rx. A program designed to help you save on high-cost medications. It tells you when a less expensive alternative to the medication you’re taking is available, so you and your doctor can decide if switching makes sense for you.

  3. Insulin Savings Program - Many plans include the Part D Senior Savings Model, which Humana calls the Insulin Savings Program. It provides affordable, predictable copayments on select insulins through the first three drug payment stages (deductible, initial coverage and coverage gap). In 2021, eligible members will pay no more than $35 for a one-month supply of select insulins on participating plans.*

  4. Mail-Order Pharmacy - Most Humana Medicare Advantage plans include access to a convenient full-service mail-order pharmacy with potential savings on certain medications. You’ll get a 90 day supply of your medications shipped directly to your door for as little as $0 (after deductible, if applicable).

  5. Medication Therapy Management (MTM) - If you’re taking a number of medications prescribed by more than one doctor, you may be eligible. Through this program, you can meet one-on-one with a doctor or pharmacist to learn more about your medicines and how they work, ask questions about side effects or interactions with other medications and look for opportunities to lower your costs.

    We’re committed to helping you find alternatives to expensive medications.

    Whether you’re just shopping plans, or already a member, we want to help you with one on one support. Give us a call.

    Together we’ll review your current medication list, walk through plans that may lower your costs, explore available generic versions, determine if you qualify for “Extra Help”, and connect you to discount programs that may help you save even more.

Call for your free prescription drug savings check

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8 AM – 8 PM, Mon – Fri

Prefer to stay online? Try our NEW interactive drug-pricing tool
See your savings before you enroll. Enter your prescriptions to find out what they will cost on each plan.

  • Add your Prescription drug information

  • Compare plans and see your medication cost

  • Call or enroll online

 

Price My Medications

 

We focus on what it really means to take care of people. Because your health matters most.

 

When you’re a Humana member, you’re part of our team. Our team includes nurses and pharmacists, care managers and community experts. Humana works in partnership with you, your caregivers, and your doctors to help you get the proactive, holistic care you need - no matter what life brings.

 

Humana Neighborhood Centers

Humana neighborhood centers are located all around the country. These one of a kind communities offer a calendar of special events, programs and activities designed to help support your physical and mental health. Attend a healthy cooking demo, take a Zumba class, enjoy a walking group or just have coffee with a friend. If we’re in your neighborhood you’re welcome anytime. Pop in when you can or make it a regular part of your routine.

 

Expertise to help you manage chronic diseases.

Access to programs like MyDiabetesPathTM to get you connected with diabetic shoes and blood glucose testing equipment. Provide in-home test kits for A1c or urine protein screenings. Send timely reminders when you’re due for screenings or medication refills, and offer personalized support right over the phone.

 

Personal Care Mangers to Help Ease Your Transition Home

Care managers who help ensure you have a smooth transition back home after complex procedures and hospitalizations. Regularly checking up on your recovery over the phone or video and connecting you to the support you need. Like, free transportation to follow-up appointments and therapy, sending meals to your home, or even in home checks to ensure you can access what you need and properly care for yourself while avoiding re-injury.

 

Resources for caregivers

If you're caring for someone, you don't have to go it alone. As a designated caregiver who has been granted authorization to your loved one’s personal health information, you can access his or her medical information and learn about free support services like the caregiver's toolkit with tips for managing day-to-day challenges.

 

Make medications easier

We help to ensure you are taking your medications as prescribed and monitor for potential adverse reactions before they occur through programs like RxMentor® - a complete, up-to-date list of your medications and medication reminders. Plus live support over phone or chat when you need it. 

 

Community Health Experts

Our members are at the center of our efforts to provide care for the whole person. We work with organizations at the national and local levels to create the most effective solutions for our members and the communities we serve. Together we’re focused on addressing issues of loneliness, housing, food insecurity, and access to transportation among other things. We’re also posed to respond in real time as needs arise like mailing millions of masks to every member, employee, and other partners during the height of the COVID 19 pandemic.

Speak with a licensed Humana sales agent at

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