A plan that offers the most freedom when choosing doctors, hospitals and specialists
Pick any Medicare-approved doctor, hospital or specialist without a referral—even when you travel.
How it works1 in 3 People eligible for Medicare choose a Medicare Advantage plan2, and the reason is clear. You can enjoy the security that comes with Original Medicare, while filling the gaps in your coverage with added benefits—all for an affordable price.
Not everyone wants the same things from their Medicare Advantage plan. For example, a Medicare Advantage Prescription Drug plan includes Medicare Part D prescription drug coverage and a Medicare Advantage plan does not. Humana offers a variety of plan types and coverage options to fit your needs.
These plans are typically less expensive than PPO plans. Many Humana HMO plans have low or $0 premiums and deductibles. However, there are some additional requirements for care that allow these plans to cost less
PPO plans typically cost more than HMOs but they come with more flexibility. Most PPO plans require you to pay a monthly premium and have a higher deductible for medical care.
Answer these questions to help us find the plan that’s right for you.
Pro tip!
Resist the urge to shop based on premium alone. Consider the total out of pocket costs and extra benefits and services you’ll need. Plus make sure you confirm your doctors and specialists will accept the plan and price the cost of your medications. Getting into the right plan can lead to real savings over time.
Question 1/6
Which base coverage(s) are you starting with? Select all existing insurance plans you have access to.
Medicare Part A
Medicare Part B
Medicaid
VA benefits for military veterans
A group insurance or retirement policy
Question 2/6
What additional coverage will you need to purchase through a private insurance plan? Select all coverages you need that you’re currently missing.
Prescription drug coverage to help cover the cost of your medications
Basic dental coverage for things like exams, cleanings, filings, and x-rays / Comprehensive dental for things like root canals, extractions, dentures, implants, and other procedures
Vision exams, procedures, and corrective eye-wear
Hearing aids, exams, and treatments
Question 3/6
What matters more to you? Choose the plan type that better fits your needs
A plan that offers more flexibility choosing doctors, hospitals and specialists (PPO) / A plan that offers lower prices (HMO)
Question 4/6
What benefits do you expect to use most? Click on the benefits you’d expect to use most. Select all that apply.
A maximum out-of-pocket limit (Available on all plans)
Zero Dollar Premium Plans (Wide availability)
Alerts to lower cost medications through maximize Your Benefit® Rx (Available on most plans)
A free gym membership through the SilverSneakers® fitness program (Available on most plans)
Question 5/6
What benefits do you expect to use most? Click on the benefits you’d expect to use most. Select all that apply.
Rewards for completing healthy activities through Go365™ (Available on most plans)
Access to Humana’s mail-order pharmacy (Available on most plans)
Coverage for virtual telemedicine doctor visits (Available on most plans)
Worldwide Emergency Coverage (Available on many plans)
Question 6/6
What benefits do you expect to use most? Click on the benefits you’d expect to use most. Select all that apply.
Free rides to doctor appointments (Available on some plans)
Meal delivery after an inpatient overnighthospital stay (Available on some plans)
An allowance to spend like cash for over-the-counter medications (Available on some plans)
A credit to help pay a portion of your Part B premium (Available on some plans)
Coverage and Benefits | Original Medicare Parts A |
Original Medicare Parts B |
All-in-one Medicare Advantage Prescription Drug Plan Part C |
Stand-alone Prescription Drug Plan Part D |
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Standard coverage | ||||
Part A: Hospital Coverage |
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Part B: Doctor & Outpatient Coverage |
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Your dual eligibility selection |
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Additional Coverage | ||||
Prescription drug coverage |
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Coverage for dental care and procedures |
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Coverage for vision exams, corrective eye-wear, and procedures |
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Doctor and Hospital Network | ||||
Your Preferred Network Type |
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Predictable Costs and Potential Savings | ||||
Maximum out-of-pocket limit |
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Zero Dollar Premium Plans |
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Maximize Your Benefit® Rx 9 |
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A free gym membership through the SilverSneakers® fitness program |
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Additional Benefits and Services | ||||
Go365 Humana’s personalized wellness and rewards program |
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Access to Humana’s mail-order pharmacy |
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Telemedicine – virtual doctor visits from your phone or computer |
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Worldwide Emergency Coverage |
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Annual Wellness Checkup Incentive and Rewards |
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Added Convenience | ||||
Virtually no claims to file |
Swipe to compare more plans
Original Medicare Parts A |
Original Medicare Parts B |
Stand-alone Prescription Drug Plan Part D |
All-in-one Medicare Advantage PrescriptionDrug Plan Part C |
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Part A: Hospital Coverage |
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Part B: Doctor & Outpatient Coverage |
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Your dual eligibility selection |
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VA benefits for military veterans |
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A group insurance or retirement policy |
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Prescription drug coverage |
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Coverage for dental care and procedures |
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Coverage for vision exams, corrective eye-wear, and procedures |
||||
Hearing aids, exams, and treatments |
||||
Your Preferred Network Type |
||||
Maximum out-of-pocket limit |
||||
Zero Dollar Premium Plans |
||||
Maximize Your Benefit® Rx 9 |
||||
A free gym membership through the SilverSneakers® fitness program |
||||
Go365 Humana’s personalized wellness and rewards program |
||||
Access to Humana’s mail-order pharmacy |
||||
Telemedicine – virtual doctor visits from your phone or computer |
||||
Worldwide Emergency Coverage |
||||
Annual Wellness Checkup Incentive and Rewards |
||||
Free rides to doctor appointments (Available on some plans) |
||||
Meal delivery after an inpatient overnighthospital stay (Available on some plans) |
||||
An allowance to spend like cash for over-the-counter medications (Available on some plans) |
||||
A credit to help pay a portion of your Part B premium (Available on some plans) |
||||
Virtually no claims to file |
||||
Added convenience
All Humana Medicare Advantage Plans are designed with your convenience in mind
All-in-one plans
Unlike Original Medicare, Medicare Advantage plans combine all your coverage in one, so you’ll only have to manage a single plan.
Virtually no claims to file
Humana pays your doctors and hospitals directly.
Step 5: Make an Educated Decision
Compare plans and enroll online. We'll guide you along the way
Enroll with a licensed sales agent right over the phone
Meet with your local Humana MarketPoint® licensed sales agent.
Virtually or in person
1 https://www.medicare.gov
2 "Fact Sheet 2020 Medicare Advantage and Part D Prescription Drug Program Landscape." 2020 Medicare Advantage and Part D Prescription Drug Program Landscape | CMS, www.cms.gov/newsroom/fact-sheets/2020-medicare-advantage-and-part-d-prescription-drug-program-landscape Based on projected enrollment, 36.7% of Medicare beneficiaries will be enrolled in Medicare Advantage in 2020.”
3 These basic VA Medical Benefits do not include Tricare for Life/ChampVA.