Choose flexibility with Medicare Advantage PPO plans
Enjoy the freedom of seeing any doctor or specialist you choose, that accepts Humana plans, without network restrictions.
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How do PPO plans work?
A PPO allows you the freedom to choose your provider and doesn’t require you to have a primary care physician. No referrals are needed for specialists or the hospital.
Our standard coverage across all plans
Medicare Advantage, also referred to as Medicare Part C, covers the same services as Original Medicare except for hospice.
Hospital stays
Doctor and specialist visits
Preventive care and vaccines
Lab work, X-rays, screenings, and imaging
Outpatient care and procedures
Emergency transportation
Medical supplies and equipment
How can we help you?
Whether you’re unsure about coverage, your doctor, or a prescription,
we can answer those questions and more.
For further guidance with plan choices, call a licensed Humana sales agent.
5am - 8pm, daily
1Most popular plans based on 2026 plan year enrollment.
Plans not available in all areas. Costs, coverage, and benefits vary by location.
Humana is a Medicare Advantage PPO organization and a stand-alone prescription drug plan with a Medicare contract. Humana is also a Dual Eligible Special Needs [PPO SNP] plan with a Medicare contract and a contract with the state Medicaid program. Enrollment in any Humana plan depends on contract renewal.
Humana Inc. and its subsidiaries (collectively, “Humana”) comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity or expression, transgender status, marital status, military or veteran status, or religion. Humana does not exclude people or treat them differently because of race, color, national origin, age, disability, sex, sexual orientation, gender identity or expression, transgender status, marital status, military or veteran status, or religion. We also provide free language interpreter services. See our full accessibility rights information and language options.
Florida residents: FL Dual-Eligible Special Needs Plans are sponsored by Humana Medical Plan, Inc. and the State of Florida, Agency For Health Care Administration. Humana is a DSNP with a Florida Medicaid Contract. The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the DSNP. Limitations, copayments and/or restrictions may apply. [Benefits, formulary, pharmacy network, premium and/or copayments/co-insurance] may change.
Tennessee residents: NOTICE: TennCare is not responsible for payment for these benefits, except for appropriate cost sharing amounts. TennCare is not responsible for guaranteeing the availability or quality of these benefits. Any reference to more, extra, or additional Medicare benefits, is applicable to Medicare only and does not indicate increased Medicaid benefits. Humana Gold Plus SNP-DE H4461-038 (HMO D-SNP) is only available for residents in the Qualified Medicare Beneficiary (QMB) Only Program without other Medicaid.
Other Pharmacies/Physicians/Providers are available in our network.
*[This spending allowance] [Chronic Condition Care Assistance] [Music Therapy] [Humana Cell Phone] is a special supplemental benefit for members with specific chronic conditions who require intensive care coordination and are at a high risk for hospitalization or other adverse health outcomes. Qualifying conditions may include diabetes mellitus, cardiovascular disorders, chronic and disabling mental health conditions, chronic lung disorders, or chronic heart failure, among others. Some plans require at least two conditions. [See the plan's Evidence of Coverage/Member Handbook for details.] If you use this program for rent or utilities, Housing and Urban Development (HUD) requires it to be reported as income. Contact your local HUD office with questions.
Some plans require at least two conditions. [See the plan's Evidence of Coverage/Member Handbook for details.] If you use this program for rent or utilities, Housing and Urban Development (HUD) requires it to be reported as income. Contact your local HUD office with questions.
Limitations on virtual visit healthcare and prescription services delivered via remote access technology and communications vary by state. Virtual visit services are not a substitute for emergency care and are not intended to replace your primary care provider or other providers in your network. This material is provided for informational use only and should not be construed as medical advice or used in place of consulting a licensed medical professional.
The Part B Giveback benefit pays part of your Part B premium and the amount may change based on the amount you pay for Part B. It may take several months before the giveback appears in your social security check.