If you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible.
Other circumstances may qualify you as well.

Dual Eligible Special Needs Plans

Our Dual Eligible Special Needs Plans (D-SNPs) help people get the most out of their coverage by coordinating benefits, care, and payments.

Call a licensed Humana sales agent

Find a plan in County Name, ST Change Location

Group of senior women friends taking a walk together in the park

See why you may be eligible to enroll in Medicare now.

See here

What are Dual Eligible Special Needs Plans?

Dual Eligible Special Needs Plans are designed for people with both Medicaid and Medicare plans. These plans cover all the same benefits of Medicare Part A and Part B but also with special benefits at no added cost.

Our most popular plan1 in [County name, ST]

Dual Eligible Special Needs Plans make managing benefits easier. Here, you’ll find all the details for plans available near you. 

Select to change your county

Frequently Asked Questions

Expand all

To be eligible for a D-SNP, you must meet be a U.S. citizen or legal resident for 5 years. You must meet one or more of the following:

  • Aged 65 or older 
  • Diagnosed with Lou Gehrig’s Disease or End-Stage Renal Disease
  • Receive Social Security disability or a disability pension from the Railroad Retirement Board for at least two consecutive years

You can join any Medicare D-SNP you qualify for during the Medicare Annual Enrollment Period (AEP) between Oct. 15  and Dec. 7.


If you’re turning 65 and newly eligible for Medicare, you can join any Medicare SNP you qualify for during your Initial Enrollment Period. That starts 3 months before you turn 65, includes the month you turn 65, and ends 3 months after you turn 65.

Every member’s plan is different, so additional costs vary.


  • Most members continue to pay the monthly Medicare Part B medical premium. 
  • Monthly plan premiums vary based on plan choice and location and may be as low as $0.


Other costs may include copays, deductibles and coinsurance.

Yes! You can call a licensed Humana sales agent from the comfort of your home.

1-855-596-4751 (TTY:711)

Monday - Friday, 8 a.m. - 8 p.m.

1Most popular plans based on 2023 plan year enrollment.


Plans not available in all areas. Costs, coverage, and benefits vary by location.


Humana is a Medicare Advantage HMO, PPO and PFFS organization and a stand-alone prescription drug plan with a Medicare contract. Humana is also a Coordinated Care plan with a Medicare contract and a contract with the state Medicaid program. Enrollment in any Humana plan depends on contract renewal. 
Humana Inc. and its subsidiaries (collectively, “Humana”) comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity or expression, transgender status, marital status, military or veteran status, or religion. Humana does not exclude people or treat them differently because of race, color, national origin, age, disability, sex, sexual orientation, gender identity or expression, transgender status, marital status, military or veteran status, or religion. We also provide free language interpreter services. See our full accessibility rights information and language options.

Florida residents: FL Dual-Eligible Special Needs Plans are sponsored by Humana and the State of Florida, Agency For Health Care Administration. 

Tennessee residents: NOTICE:  TennCare is not responsible for payment for those benefits offered by TN Dual-Eligible Special Needs Plans, except for appropriate cost sharing amounts. TennCare is not responsible for guaranteeing the availability or quality of these benefits. Any reference to more, extra, or additional Medicare benefits, is applicable to Medicare only and does not indicate increased Medicaid benefits. 

Ohio residents: For the Humana Cleveland Clinic Preferred HMO and D-SNP plans, other ancillary providers such as labs and durable medical equipment suppliers, and pharmacies are available in our network.


Other Pharmacies/Physicians/Providers are available in our network. 


The Humana Premier RX (PDP) and the Humana Walmart Value RX (PDP) Prescription Drug Plan pharmacy networks include limited lower-cost, preferred pharmacies in urban areas of IA, MN, MT, ND, NE, SD, VT, WY; suburban areas of CT, DE, MI, MN, MT, ND, NJ, NY, OH, PA, PR, RI, WV; and rural areas of AR, CT, DE, IA, IN, KY, MA, ME, MI, MN, MO, MS, NC, ND, NJ, NY, OH, PR, RI, SD, TN, WI, WV. There are an extremely limited number of preferred cost share pharmacies in urban areas in the following states: ND; suburban areas of MT and ND; and rural areas of DE, ME, MI, MN, MS, ND, OH. The lower costs advertised in our plan materials for these pharmacies may not be available at the pharmacy you use. For up-to-date information about our network pharmacies, including whether there are any lower-cost preferred pharmacies in your area, please call Customer Care at 1-800-281-6918 (TTY: 711) or consult the online pharmacy directory at Humana.com.

Limitations on virtual visit healthcare and prescription services delivered via remote access technology and communications vary by state. Virtual visit services are not a substitute for emergency care and are not intended to replace your primary care provider or other providers in your network. This material is provided for informational use only and should not be construed as medical advice or used in place of consulting a licensed medical professional.

Out-of-network/non-contracted providers are under no obligation to treat Humana members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. 
Enrollees must continue to pay their Medicare Part B premium, their Humana plan premium, and their Optional Supplemental Benefit (OSB) premium.


Last Update: 7/10/2024