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Humana offers two affordable ways to
get your dental
coverage

Finding dental insurance is easy.

Compare plans and enroll online

or

call a licensed Humana sales agent

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Learn about the differences between
dental insurance plans and dental discount-only coverage.

Discover which may be right for you.

Senior couple sitting on porch with agent reviewing brochure

Dental insurance

Dental insurance offers 100% in-network preventive coverage. Insurance also helps cover additional benefits such as extractions, fillings, and more depending on the specific plan

This is insurance coverage – it allows the member to upgrade to a more robust plan in the future if more benefits are desired

Plans may have deductible, limits and premiums which vary by plan. Some plans have in-network and out-of-network benefits, providing flexibility to members

Senior woman sitting in dentist chair getting ready for dental visit with female dentist

Dental discount

For individuals who want some savings on dental care, but don’t want to invest in dental insurance

Pay out of pocket for dental care, but at a discounted member rate with no limit to the number of services you can use each year

You can also receive discounts for other medical services, such as alternative medicine, vision care and prescription drugs

Call a licensed Humana sales agent

Tips for choosing a plan:

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Estimate your future dental needs

Consider whether you or a family member will need major dental work or oral surgery. Or maybe you just want basic, preventive care like regular checkups and cleanings.

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Find a plan your dentist accepts

If you have a particular dentist you’d like to continue seeing, check to see that they accept the plan you are considering.

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Consider your budget

Humana offers a variety of dental plan types, which have different premium costs and coverages to help meet your needs.

View Plans
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A Humana agent can help you:

Get the coverage you need

Review dental plan options

Assess your current coverage

Humana Individual dental plans are insured or offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc., CompBenefits Insurance Company, CompBenefits Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc., or Humana Health Benefit Plan of Louisiana, Inc.  Discount plans offered by HumanaDental Insurance Company or Humana Insurance Company. For Arizona residents: Insured by Humana Insurance Company.  For Colorado: The Network Access Plan, which describes an access plan specific to your network, is available by calling the customer service number found on your Humana Dental ID card and requesting a copy. For New Mexico residents: Insured by Humana Insurance Company. For Texas residents: Insured or offered by Humana Insurance Company, HumanaDental Insurance Company or DentiCare, Inc (d/b/a Compbenefits). For Colorado: The Network Access Plan, which describes an access plan specific to your network, is available by calling the customer service number found on your Humana Dental ID card and requesting a copy.
 

For Texas: Plans provide benefits for contracted and non-contracted provider. Non-contracted providers have not agreed to provide services at contracted fees. If a member sees a non-contracted provider, their out-of-pocket costs may be higher than that charged by contracted dentists.


Plans are not available in all states. Plan benefits may vary by state. Refer to the plan documents for complete details of coverage.


DISCOUNT ONLY – NOT INSURANCE.  Discounts are only available at participating providers.  The range of discounts will vary based upon participating provider chosen to provide services.  Retail prices may vary by location.  Humana does not make payment for these services.  You are obligated to pay for all services received and you will receive a discount from the participating provider.  A list of participating providers is available upon request.
 

Payment may include an administration fee. Association membership and fees may be required on some plans in some states. A one-time, non-refundable enrollment fee may apply (the fee is non-refundable as allowed by state requirements). Applicable fees are disclosed at time of enrollment.


Individual dental plans, excluding Dental Savings Plus, may have a minimum of one-year initial contract period.

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Last Update: 1/9/2025