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1 in 3 People eligible for Medicare choose a Medicare Advantage plan2, and the reason is clear. You can enjoy the security that comes with Original Medicare, while filling the gaps in your coverage with added benefits—all for an affordable price. 

Not everyone wants the same things from their Medicare Advantage plan. For example, a Medicare Advantage Prescription Drug plan includes Medicare Part D prescription drug coverage and a Medicare Advantage plan does not. Humana offers a variety of plan types and coverage options to fit your needs.

Healthcare isn’t one size fits all. And neither are our plans.

View our full suite of plans so you can tailor your coverage to your unique needs.

Humana Choice

PPO Plans

MEMBER NAME
Member ID: XXXXXX
Card Issued: MM/DD/YYYY

A plan that offers the most freedom when choosing doctors, hospitals and specialists

How it works

PPO

  • PPO stands for Preferred Provider Organization. These plans typically cost a bit more than an HMO, but come with more flexibility. And while most require a monthly premium, Humana is rolling out PPO plans with a $0 premium in many areas.

  • Unlike some HMOs, you’re generally not required to select a primary care physician and won’t need a referral for specialist visits.  

  • In most cases, you can use any Medicare-approved doctor, specialist or hospital—even when you travel. However, out-of-pocket costs will likely be lower with in-network providers.  

  • Predictable copayments and coinsurance make it easier to budget for your healthcare costs so there won’t be any surprises

  • Most have Part D prescription drug coverage built in

  • Some plans even cover dental, vision, hearing aids, and home health needs.  

  • You’ll get access to valuable extra benefits and services at no extra cost, including but not limited to:

    • Free membership at approved gyms through the Silver Sneakers fitness program

    • Emergency coverage when you travel outside the U.S.

    • Points to spend like cash for healthy actives via the Go365™ wellness rewards program

A plan that offers the most freedom when choosing doctors, hospitals and specialists

Pick any Medicare-approved doctor, hospital or specialist without a referral—even when you travel.

How it works
PPO

  • PPO stands for Preferred Provider Organization. These plans typically cost a bit more than an HMO, but come with more flexibility. And while most require a monthly premium, Humana is rolling out PPO plans with a $0 premium in many areas.

  • Unlike some HMOs, you’re generally not required to select a primary care physician and won’t need a referral for specialist visits.  

  • In most cases, you can use any Medicare-approved doctor, specialist or hospital—even when you travel. However, out-of-pocket costs will likely be lower with in-network providers.  

  • Predictable copayments and coinsurance make it easier to budget for your healthcare costs so there won’t be any surprises

  • Most have Part D prescription drug coverage built in

  • Some plans even cover dental, vision, hearing aids, and home health needs.  

  • You’ll get access to valuable extra benefits and services at no extra cost, including but not limited to:

    • Free membership at approved gyms through the Silver Sneakers fitness program

    • Emergency coverage when you travel outside the U.S.

    • Points to spend like cash for healthy actives via the Go365™ wellness rewards program

Humana Gold Plus

HMO Plans

MEMBER NAME
Member ID: XXXXXX
Card Issued: MM/DD/YYYY

A plan with lower deductibles and copays

How it works

HMO

  • HMO stands for Health Maintenance Organization. These plans are typically less expensive than PPO plans. Many Humana HMO plans have premiums and deductibles as low as $0. 

  • Coverage only extends to in-network doctors, hospitals, specialists, and clinics – with few exceptions. However, Humana has a large network, so check one of our agents to see if your preferred healthcare providers are in-network. 

  • Most require you to select a primary care physician who oversees your medical needs and refers you to specialists. 

  • Some require a referral from your primary care physician to receive treatment from a specialist—but in many areas, Humana HMO plans will waive both requirements completely.

  • All have predictable copayments and coinsurance to make it easier to budget for your healthcare costs

  • Most have Part D Prescription drug coverage built in

  • Some even cover dental, vision, hearing aids, and home health needs.

  • You’ll get access to valuable extra benefits and services at no extra cost, including but not limited to:

    • Free membership at approved gyms through the Silver Sneakers fitness program

    • Money for over-the-counter items like pain relievers, allergy medications, vitamins, personal care, and first-aid products

    • Rides to doctor appointments, so you do not have to find someone to drive you

    • Home-delivered meals after an in-patient overnight hospital stay

A plan with lower deductibles and copays

Maximize your benefits while minimizing your costs—pay as low as $0 premiums and lower out of pocket costs than other plan options.

How it works
HMO

  • HMO stands for Health Maintenance Organization. These plans are typically less expensive than PPO plans. Many Humana HMO plans have premiums and deductibles as low as $0. 

  • Coverage only extends to in-network doctors, hospitals, specialists, and clinics – with few exceptions. However, Humana has a large network, so check one of our agents to see if your preferred healthcare providers are in-network. 

  • Most require you to select a primary care physician who oversees your medical needs and refers you to specialists. 

  • Some require a referral from your primary care physician to receive treatment from a specialist—but in many areas, Humana HMO plans will waive both requirements completely.

  • All have predictable copayments and coinsurance to make it easier to budget for your healthcare costs

  • Most have Part D Prescription drug coverage built in

  • Some even cover dental, vision, hearing aids, and home health needs.

  • You’ll get access to valuable extra benefits and services at no extra cost, including but not limited to:

    • Free membership at approved gyms through the Silver Sneakers fitness program

    • Money for over-the-counter items like pain relievers, allergy medications, vitamins, personal care, and first-aid products

    • Rides to doctor appointments, so you do not have to find someone to drive you

    • Home-delivered meals after an in-patient overnight hospital stay

Humana Gold Plus

D-SNP Plans

MEMBER NAME
Member ID: XXXXXX
Card Issued: MM/DD/YYYY

A plan for people who have both Medicare and Medicaid

How it works

D-SNP
  • D-SNP stands for Dual-eligible special needs "Dual-eligible" is the term used to describe people who are enrolled in both Medicare and Medicaid. These plans are specifically designed for those enrolled in both programs.

  • They coordinate all the benefits of Medicare and Medicaid, plus include additional coverage and extra benefits all in one easy-to-manage plan.

  • They may also reduce payments for premiums, deductibles, and prescription drugs.

  • Many members receive cost sharing through state-run Medicare Savings Programs (MSP), which provide help for premiums, deductibles, coinsurance and copayments, depending on the participant's income level and the specific MSP.1

  • Most have Part D Prescription drug coverage built in.

  • Some even cover dental, vision, hearing aids, and home health needs.

  • You’ll get access to valuable extra benefits and services at no extra cost, including but not limited to:
    • A card that provides a monthly or quarterly allowance towards your over-the-counter medications like  pain relievers, allergy medications, vitamins, and first-aid products.

    • Rides to doctor appointments, so you do not have to find someone to drive you Plans include coverage for a certain number of trips, with some even offering unlimited trips. Rides are offered through private transportation companies in your area. 

A plan for people who have both Medicare and Medicaid

Combine all the benefits of Medicare and Medicaid, and include additional coverage and extra benefits all in one easy to manage plan.

How it works
D-SNP
  • D-SNP stands for Dual-eligible special needs "Dual-eligible" is the term used to describe people who are enrolled in both Medicare and Medicaid. These plans are specifically designed for those enrolled in both programs.

  • They coordinate all the benefits of Medicare and Medicaid, plus include additional coverage and extra benefits all in one easy-to-manage plan.

  • They may also reduce payments for premiums, deductibles, and prescription drugs.

  • Many members receive cost sharing through state-run Medicare Savings Programs (MSP), which provide help for premiums, deductibles, coinsurance and copayments, depending on the participant's income level and the specific MSP.1

  • Most have Part D Prescription drug coverage built in.

  • Some even cover dental, vision, hearing aids, and home health needs.

  • You’ll get access to valuable extra benefits and services at no extra cost, including but not limited to:
    • A card that provides a monthly or quarterly allowance towards your over-the-counter medications like  pain relievers, allergy medications, vitamins, and first-aid products.

    • Rides to doctor appointments, so you do not have to find someone to drive you Plans include coverage for a certain number of trips, with some even offering unlimited trips. Rides are offered through private transportation companies in your area. 

Humana Honor Plans

MEMBER NAME
Member ID: XXXXXX
Card Issued: MM/DD/YYYY

A Medicare Advantage plan for everyone, but designed with Veterans in mind to complement VA medical benefits*

How it works

Humana Honor Plans
  • Humana Honors plans are endorsed by USAA.These plans are available to anyone, but were built with our nation’s Veterans in mind.

  • Keep your VA medical benefits and VA drug benefits while getting access to everything a Medicare Advantage plan has to offer.

  • For Veterans and their spouses with Tricare for Life/ChampVA, MA plans are not generally recommended. Be sure to communicate with your current plan to fully understand the coordination between an MA plan and TFL/ChampVA prior to deciding if an MA plan is still right for you before you enroll.

  • You’ll have a broader selection of hospitals and doctors, since they no longer have to be VA-approved.

  • Get help covering copayments and other out of pocket costs for non-service-connected care.

  • These plans don’t include drug coverage so you’ll be able to keep your VAdrug coverage and avoid possible conflicts with VA prescription drug benefits.

  • Most even cover dental, vision, hearing aids, and home health needs.

  • You’ll get access to valuable extra benefits and services at no extra cost, including but not limited to:
    • Free membership at approved gyms through the Silver Sneakers fitness program.

    • Money for over-the-counter items like pain relievers, allergy medications, vitamins, personal care, and first-aid products.

    • Points to spend like cash for healthy actives via the Go365™ wellness rewards program.

A Medicare Advantage plan for everyone, but designed with Veterans in mind to complement VA medical benefits*

Get the best of both worlds—continue to use your basic VA medical benefits3 while adding all the perks that come with a Medicare Advantage plan. These plans are available to anyone and do not include Prescription Drug Coverage

How it works
Humana Honor Plans
  • Humana Honors plans are endorsed by USAA.These plans are available to anyone, but were built with our nation’s Veterans in mind.

  • Keep your VA medical benefits and VA drug benefits while getting access to everything a Medicare Advantage plan has to offer.

  • For Veterans and their spouses with Tricare for Life/ChampVA, MA plans are not generally recommended. Be sure to communicate with your current plan to fully understand the coordination between an MA plan and TFL/ChampVA prior to deciding if an MA plan is still right for you before you enroll.

  • You’ll have a broader selection of hospitals and doctors, since they no longer have to be VA-approved.

  • Get help covering copayments and other out of pocket costs for non-service-connected care.

  • These plans don’t include drug coverage so you’ll be able to keep your VAdrug coverage and avoid possible conflicts with VA prescription drug benefits.

  • Most even cover dental, vision, hearing aids, and home health needs.

  • You’ll get access to valuable extra benefits and services at no extra cost, including but not limited to:
    • Free membership at approved gyms through the Silver Sneakers fitness program.

    • Money for over-the-counter items like pain relievers, allergy medications, vitamins, personal care, and first-aid products.

    • Points to spend like cash for healthy actives via the Go365™ wellness rewards program.

Humana Walmart Value Rx Plan

PDP

MEMBER NAME
Member ID: XXXXXX
Card Issued: MM/DD/YYYY

A standalone plan for affordable prescription drugs

How it works

Walmart PDP

  • Part D prescription drug coverage is a required add on—if you don’t sign up when you’re first eligible, enroll in an MAPD plan, or you don’t have other creditable drug coverage, you’ll likely pay a late enrollment penalty and will continue to pay that penalty on a monthly basis.

  • If you’re on a Medicare Supplement plan, have decided to stick with Original Medicare, or are receiving additional medical coverage through an existing group policy or other retirement benefits, then this plan may be the right option for you.

  • These plans offer protection against high medication costs—with $0 deductibles, and predictable copays as low as $0 - $1 for many medications at in-network pharmacies. 

  • Save even more when you fill your prescriptions at preferred cost-sharing pharmacies like Walmart, Sam's Club, Publix, Kroger, Costco, Harris Teeter, H-E-B and more.

  • Conveniently fill your prescriptions at more than 60,000 network pharmacies across the country

  • You’ll get access to valuable extra benefits and services at no extra cost:

    • Medications delivered to your doorstep from mail-order pharmacies like Humana Pharmacy

    • Automatic savings alerts that notify you when your medications are available at lower costs in their generic form

A standalone plan for affordable prescription drugs

Save on monthly costs and copays when paying for your prescriptions

How it works
Walmart PDP

  • Part D prescription drug coverage is a required add on—if you don’t sign up when you’re first eligible, enroll in an MAPD plan, or you don’t have other creditable drug coverage, you’ll likely pay a late enrollment penalty and will continue to pay that penalty on a monthly basis.

  • If you’re on a Medicare Supplement plan, have decided to stick with Original Medicare, or are receiving additional medical coverage through an existing group policy or other retirement benefits, then this plan may be the right option for you.

  • These plans offer protection against high medication costs—with $0 deductibles, and predictable copays as low as $0 - $1 for many medications at in-network pharmacies. 

  • Save even more when you fill your prescriptions at preferred cost-sharing pharmacies like Walmart, Sam's Club, Publix, Kroger, Costco, Harris Teeter, H-E-B and more.

  • Conveniently fill your prescriptions at more than 60,000 network pharmacies across the country

  • You’ll get access to valuable extra benefits and services at no extra cost:

    • Medications delivered to your doorstep from mail-order pharmacies like Humana Pharmacy

    • Automatic savings alerts that notify you when your medications are available at lower costs in their generic form

What’s covered on all Humana plans?

  • 1. Hospital Stays

  • 2. Doctor and specialist visits – including telehealth

  • 3. Preventive care and vaccines

  • 4. Lab work, X-rays, screenings, and imaging

  • 5. Outpatient care and procedures

  • 6. Emergency transportation

  • 7. Medicare supplies and equipment

Which to choose: HMO vs. PPO?

We break down the differences between the two most frequently selected plans.

HMO

PPO

HMO

Health Maintenance Organization

These plans are typically less expensive than PPO plans. Many Humana HMO plans have low or $0 premiums and deductibles. However, there are some additional requirements for care that allow these plans to cost less

  • - Their coverage only extends to in-network doctors, hospitals, specialists, and clinics – with few exceptions. If you choose to get treatment from an out-of-network provider, you will be responsible for 100% of the cost. However, Humana has a large network, so check with a licensed Humana sales agent to see if your preferred healthcare providers are in-network.
  • - Most HMO plans require you to select a primary care physician. This doctor oversees your medical needs and refers you to specialists, if necessary. Some HMO plans require you to have a referral from your primary care physician before treatment from a specialist will be covered. In some areas, Humana offers HMO plans that waive both requirements completely.

PPO

Preferred Provider Organization

PPO plans typically cost more than HMOs but they come with more flexibility. Most PPO plans require you to pay a monthly premium and have a higher deductible for medical care.

  • - Unlike some HMOs, you generally are not required to select a primary care physician and you won’t need a referral for specialist visits.
  • - In most cases, you’ll be covered by both in-network and out-of-network doctors and hospitals. However, your out-of-pocket costs will be lower if you get care from in-network providers.
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Find your perfect match

Answer these questions to help us find the plan that’s right for you.

Pro tip!

Resist the urge to shop based on premium alone. Consider the total out of pocket costs and extra benefits and services you’ll need. Plus make sure you confirm your doctors and specialists will accept the plan and price the cost of your medications. Getting into the right plan can lead to real savings over time.

Find your perfect match

Question 1/6

Which base coverage(s) are you starting with? Select all existing insurance plans you have access to.

  • Medicare Part A

  • Medicare Part B

  • Medicaid

  • VA benefits for military veterans

  • A group insurance or retirement policy

Question 2/6

What additional coverage will you need to purchase through a private insurance plan? Select all coverages you need that you’re currently missing.

  • Prescription drug coverage to help cover the cost of your medications

  • Basic dental coverage for things like exams, cleanings, filings, and x-rays / Comprehensive dental for things like root canals, extractions, dentures, implants, and other procedures

  • Vision exams, procedures, and corrective eye-wear

  • Hearing aids, exams, and treatments

Question 3/6

What matters more to you? Choose the plan type that better fits your needs

  • A plan that offers more flexibility choosing doctors, hospitals and specialists (PPO) / A plan that offers lower prices (HMO)

Question 4/6

What benefits do you expect to use most? Click on the benefits you’d expect to use most. Select all that apply.

  • A maximum out-of-pocket limit (Available on all plans)

  • Zero Dollar Premium Plans (Wide availability)

  • Alerts to lower cost medications through maximize Your Benefit® Rx (Available on most plans)

  • A free gym membership through the SilverSneakers® fitness program (Available on most plans)

Question 5/6

What benefits do you expect to use most? Click on the benefits you’d expect to use most. Select all that apply.

  • Rewards for completing healthy activities through Go365™ (Available on most plans)

  • Access to Humana’s mail-order pharmacy (Available on most plans)

  • Coverage for virtual telemedicine doctor visits (Available on most plans)

  • Worldwide Emergency Coverage (Available on many plans)

Question 6/6

What benefits do you expect to use most? Click on the benefits you’d expect to use most. Select all that apply.

  • Free rides to doctor appointments (Available on some plans)

  • Meal delivery after an inpatient overnighthospital stay (Available on some plans)

  • An allowance to spend like cash for over-the-counter medications (Available on some plans)

  • A credit to help pay a portion of your Part B premium (Available on some plans)

The coverage and benefits you selected

Coverage and Benefits Original Medicare
Parts A		 Original Medicare
Parts B		 All-in-one Medicare
Advantage Prescription
Drug Plan Part C		 Stand-alone
Prescription
Drug Plan Part D
Standard coverage

Part A: Hospital Coverage
Includes hospital expenses, skilled nursing, personal assistance and hospice care.

Part B: Doctor & Outpatient Coverage
Includes doctor visits, outpatient care, and preventive services

Your dual eligibility selection
Additional Coverage

Prescription drug coverage

Coverage for dental care and procedures

Coverage for vision exams, corrective eye-wear, and procedures
Doctor and Hospital Network

Your Preferred Network Type
Predictable Costs and Potential Savings

Maximum out-of-pocket limit

Zero Dollar Premium Plans

Maximize Your Benefit® Rx 9

A free gym membership through the SilverSneakers® fitness program
Additional Benefits and Services

Go365 Humana’s personalized wellness and rewards program

Access to Humana’s mail-order pharmacy

Telemedicine – virtual doctor visits from your phone or computer

Worldwide Emergency Coverage

Annual Wellness Checkup Incentive and Rewards
Added Convenience

Virtually no claims to file

Swipe to compare more plans

Original Medicare
Parts A		 Original Medicare
Parts B		 Stand-alone
Prescription
Drug Plan Part D		 All-in-one Medicare
Advantage
PrescriptionDrug
Plan Part C

Part A: Hospital Coverage
Includes hospital expenses, skilled nursing, personal assistance and hospice care.

Part B: Doctor & Outpatient Coverage
Includes doctor visits, outpatient care, and preventive services

Your dual eligibility selection

VA benefits for military veterans

A group insurance or retirement policy

Prescription drug coverage

Coverage for dental care and procedures

Coverage for vision exams, corrective eye-wear, and procedures

Hearing aids, exams, and treatments

Your Preferred Network Type

Maximum out-of-pocket limit

Zero Dollar Premium Plans

Maximize Your Benefit® Rx 9

A free gym membership through the SilverSneakers® fitness program

Go365 Humana’s personalized wellness and rewards program

Access to Humana’s mail-order pharmacy

Telemedicine – virtual doctor visits from your phone or computer

Worldwide Emergency Coverage

Annual Wellness Checkup Incentive and Rewards

Free rides to doctor appointments (Available on some plans)

Meal delivery after an inpatient overnighthospital stay (Available on some plans)

An allowance to spend like cash for over-the-counter medications (Available on some plans)

A credit to help pay a portion of your Part B premium (Available on some plans)

Virtually no claims to file

  • Added convenience

    All Humana Medicare Advantage Plans are designed with your convenience in mind

  • All-in-one plans

    Unlike Original Medicare, Medicare Advantage plans combine all your coverage in one, so you’ll only have to manage a single plan.

  • Virtually no claims to file

    Humana pays your doctors and hospitals directly.

Congrats! You’ve completed Step 5!

Next Step

Step 5: Make an Educated Decision

Let’s find your plan, however you prefer

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One to one support

Enroll with a licensed sales agent right over the phone

1-844-882-7607

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Mon - Fri, 8 a.m. - 8 p.m.

Local experts you can trust

Meet with your local Humana MarketPoint® licensed sales agent.

Schedule an Appointment

Virtually or in person

Click the step you’d like to visit below

Click the step you’d like to visit below

  •

    Prepare for Enrollment

  •

    Review Cost and Coverage

  •

    Understand Coverage Gaps

  •

    Explore Medicare Advantage

  •

    Evaluate Your Options

  •

    Make an Educated Decision

1 https://www.medicare.gov  

2 "Fact Sheet 2020 Medicare Advantage and Part D Prescription Drug Program Landscape." 2020 Medicare Advantage and Part D Prescription Drug Program Landscape | CMS, www.cms.gov/newsroom/fact-sheets/2020-medicare-advantage-and-part-d-prescription-drug-program-landscape Based on projected enrollment, 36.7% of Medicare beneficiaries will be enrolled in Medicare Advantage in 2020.”

3 These basic VA Medical Benefits do not include Tricare for Life/ChampVA.

Plans not available in all areas. Costs, coverage, and benefits vary by location.

This material is provided for informational use only and should not be construed as medical advice or used in place of consulting a licensed medical professional.

Humana is a Medicare Advantage HMO, PPO and PFFS organization and a stand-alone prescription drug plan with a Medicare contract. Humana is also a Coordinated Care plan with a Medicare contract and a contract with the state Medicaid program. Enrollment in any Humana plan depends on contract renewal.

Humana Inc. and its subsidiaries (collectively, “Humana”) comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity or expression, transgender status, marital status, military or veteran status, or religion. Humana does not exclude people or treat them differently because of race, color, national origin, age, disability, sex, sexual orientation, gender identity or expression, transgender status, marital status, military or veteran status, or religion. We also provide free language interpreter services. See our full accessibility rights information and language options.

Medical Plans

Humana group medical plans are offered by Humana Medical Plan, Inc., Humana Employers Health Plan of Georgia, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Health Plan of Ohio, Inc., Humana Health Plans of Puerto Rico, Inc. License # 00235-0008, Humana Wisconsin Health Organization Insurance Corporation, or Humana Health Plan of Texas, Inc., or insured by Humana Health Insurance Company of Florida, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Insurance Company, Humana Insurance Company of Kentucky, Humana Insurance of Puerto Rico, Inc. License # 00187-0009, or administered by Humana Insurance Company or Humana Health Plan, Inc. For Arizona residents, plans are offered by Humana Health Plan, Inc. or insured by Humana Insurance Company. Administered by Humana Insurance Company.

Go365® is not an insurance product. Not available with all Humana health plans.

Individual Dental and Vision Plans

Humana Individual dental and vision plans are insured or offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc., CompBenefits Insurance Company, CompBenefits Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc. or Humana Health Benefit Plan of Louisiana, Inc. Discount plans offered by HumanaDental Insurance Company or Humana Insurance Company. For Arizona residents: Insured by Humana Insurance Company. For New Mexico residents: Insured by Humana Insurance Company. For Texas residents: Insured or offered by Humana Insurance Company, HumanaDental Insurance Company or DentiCare, Inc (d/b/a Compbenefits).

In states, and for products where applicable, the premium may include a $1 administrative fee. If you have purchased an association plan, an association fee may also apply. Some plans may also charge a one-time, non-refundable enrollment fee. (This fee is non-refundable as allowed by state).

A minimum one-year, initial contract period may be required for some dental and vision plans, excluding Dental Savings Plus.

Group Dental and Vision Plans (Insurance through your employer)

Humana group dental plans are offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc., Humana Medical Plan of Utah, Humana Health Benefit Plan of Louisiana, Inc., CompBenefits Company, CompBenefits Insurance Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc., or DentiCare, Inc. (DBA CompBenefits). Humana group vision plans are offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Health Benefit Plan of Louisiana, Humana Insurance Company of Kentucky, Humana Insurance Company of New York, CompBenefits Insurance Company, CompBenefits Company, or The Dental Concern, Inc.

New Mexico: Humana group dental and vision plans are insured by Humana Insurance Company.

Life Insurance Plans

Humana group life plans are offered by Humana Insurance Company or Humana Insurance Company of Kentucky.

Limitations and exclusions

This communication provides a general description of certain identified insurance or non-insurance benefits provided under one or more of our health benefit plans. Our health benefit plans have exclusions and limitations and terms under which the coverage may be continued in force or discontinued. For costs and complete details of the coverage, refer to the plan document or call or write Humana, or your Humana insurance agent or broker. In the event of any disagreement between this communication and the plan document, the plan document will control.

Individual applications are subject to eligibility requirements.

Before applying for group coverage, please refer to the pre-enrollment disclosures for a description of plan provisions which may exclude, limit, reduce, modify or terminate your coverage. View plan provisions or check with your sales representative.

For group plans, please refer to your Benefit Plan Document (Certificate of Coverage/Insurance or Summary Plan Description/Administrative Services Only) for more information on the company providing your benefits.

Statements in languages other than English contained in the advertisement do not necessarily reflect the exact contents of the policy written in English, because of possible linguistic differences. In the event of a dispute, the policy as written in English is considered the controlling authority.

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Last updated: 8/25/2023